There are so many mortgage lenders, how do I find the best rate without messing up my credit rating?

800+ credit rating, San Diego, California 10-15% down payment Need approximately 0,000 loan to purchase my first home or condo This is a preview...

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are there first time home buyer programs for buyers that have to do stated income?

My wife and I live in California and have to do a stated income loan because we both work for tips for a living....

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Refinance interest before the funding date?

While refinancing my home in California, I was told by my bank that I have to pay for the interest before the funding date,...

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Does State of California have a regulation (or law) to prohibit brokers from lying about…?

…mortgage rate lock-in? Aware that rates fluctuate, unscrupulous brokers have been known to tell borrowers that they have locked in a rate with a...

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My husband and I are looking to purchase our first home in Southern California. When should we buy?

I am hearing a lot of talk to buy now or wait 6 months. We plan on living in our home for a few...

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what kind of home loans are out there for first time buyers?

we are looking at a house in southern california. it is our first house. we pay 1500 for our apartment right now, and everyone...

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